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How to Find the Cheapest Insurance in California

How to Find the Cheapest Insurance in California

Finding auto insurance is not always as simple as it sounds. While there are dozens of companies out there that advertise on television or all over the Internet, if you have had any kind of difficulty in the past with your driving record you can quickly get shunned by them. Worse than getting ignored is being told they can offer you insurance, but at exorbitant rates that you cannot afford. What are you to do when you know you need car insurance as soon as possible? Learning how you can find the cheapest insurance in California so you can get the coverage you need means spending some time searching for just the right company.

Comparing Insurance Companies

A lot of what you want to learn can be done just by sitting down in front of a computer. You can perform an Internet search that will give you information on rates from different companies so you can compare prices across the board. You want to do more than just look at the prices, even though the cost is important to you. You need to know what type of coverage you get for the costs so you can be sure you have good coverage.

How to Find the Cheapest Insurance in California1

Insurance Company Testimonials

Another thing you can do in your search for the cheapest insurance in California is to look at reviews of the different insurance companies you are considering. Go to forums and websites where you can read reviews or look at video testimonials so you can see what others say about their experiences with a given company. You want to know that the rates stay low and that they offer quality customer service should you ever have questions or need assistance.

Getting the Cheapest Insurance

For the cheapest insurance in California, you want to be sure to look at what we offer here at VIP 360 Insurance. We provide the coverage you need most for your vehicle at affordable rates with payment options that work well for you. To learn more about us, read the information you find on our website, or phone us at (800) 254-9164 to speak with a representative. Alternatively, you can send us an email to info@vip360insurance.com, or a message using our online contact form. A member of our staff will be happy to respond to all your questions. We can guide you to the cheapest insurance around while giving you quality coverage.

Cheap Auto Insurance in California1

Cheap Auto Insurance in California

At first glance, “cheap auto insurance in California” may sound like an oxymoron, on par with “living dead” or “alone together.” Words like “inexpensive” and “auto insurance in California” seem like they rightfully shouldn’t go together. However, we can provide a solution. Our auto insurance rates are low and we make sure that they’re always affordable. In fact, our rates are so low that some people mistakenly get the impression that they don’t cover much. That’s not the case, however. In this blog, we’ll go over how our rates work and what they cover as well as some more general info.

Our Cheap Auto Insurance in California

As you may know, auto insurance in California is a necessity. If you own a vehicle, you have to have auto insurance. This isn’t one of those laws with a lot of wiggle room or room for interpretation; this is an ironclad law that everyone has to follow. That being said, living in California can also be quite expensive. That’s where we come in. We offer auto insurance packages that also allow people to live their lives. Many of our minimum insurance packages give people the opportunity to not have to pay a lot of money for auto insurance. That can make so much in life easier.

Basic Auto Insurance

Some of our most popular auto insurance plans are our basic ones. This plan of ours covers property damage, medical expense as well as any other expenses that were incurred by the other party. Numbers wise, you’re looking at five thousand dollars for damage to property. Additionally, the basic plan includes fifteen thousand for injury and death of one person and up to thirty thousand for the injury or death of more than one person. Obviously, these are worst case scenarios and we always want our customers to be safe and secure on the road. Our insurance is there if you need it.

Cheap Auto Insurance in California

Auto Insurance Payment Options

Living in California means that you have to pay a lot of bills. Some creditors are more demanding than others, but all want their money. For many, just when it seems like you’re going to have a lot of money, you end up having to pay it all out. We absolutely understand that. That’s why we offer monthly payment and low down payment plans that are actually low. They aren’t “low,” as in “low compared to high standards,” these payment plans are actually low. This way, you can pay as you go. You don’t have to worry about these bills getting stacked up, as we provide many options to allow you to pay them on your schedule.

A Home for At-Risk Drivers

If you’ve been through a DUI, DWI, multiple accidents or even if you just have a lot of tickets, you know how hard it can be to get auto insurance. Just because you’ve had some bad breaks or made some decisions you may wish you had back doesn’t mean that you should be precluded from driving. You still have a life to live. You need to be out on the road so that you can work. We understand that completely. That’s why we specialize in so-called high risk drivers. The drivers that other places might turn away are welcome at our auto insurance company. We can sit down with you and seek out companies that can offer you auto insurance that will give you the best rate.

Hopefully, you’ve never been in an auto accident. If you’ve ever been in one without insurance, then you now you had to pay for all of the repairs (as well as a car rental) yourself. We don’t want you to have to deal with that. So, our “Comprehensive and Collision” auto insurance helps to protect you against those problems and others. Part of what makes this plan so great is the value. Say you’re never in an accident (hopefully) this can still be the right insurance package for you. It will protect you against fire, theft, windshield damage and even vandalism. This package can help you to stay on the road in safety and style without you ever being in an accident.

When you come to VIP 360 Insurance, we want to get you out on the road as soon as possible. That’s why we typically give proof of insurance within minutes of our new customers speaking to one of our agents. We don’t believe that you should have to wait around for a long period of time to get the auto insurance that you need. You spend a lot of money on your car. Getting the right kind of auto insurance can protect your investment. For a free insurance quote, head to our website or give us a call at (800) 254-9164.