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Cheap Auto Insurance

Quality Cheap Auto Insurance

While we offer inexpensive auto insurance, it’s anything but “cheap.” The word “cheap” occasionally has a slightly negative connotation. There’s a line of thinking that anything which is “cheap” isn’t of high quality. We may tend to associate the word “cheap” with having “cut corners,” or isn’t acceptable. At VIP 360 Insurance, we offer high-quality insurance that also happens to be inexpensive as well. In this blog, we’ll go over what our cheap auto insurance provides for our clients.

VIP Cheap Auto Insurance

Inexpensive auto insurance is important. It means that you can get into your car and out on the road without having spent too much money to do so. However, if the insurance is of low quality or doesn’t cover much, then that can end up costing you so much more money in the long run. For example, if your insurance is very inexpensive but then you’re in an accident, if the insurance can’t cover what you need then you will probably be out far more money. Here at VIP 360 Insurance, we work to make sure that doesn’t happen. We customize our plans so that they can fit exactly what you’re looking for.

Our Auto Insurance

California roads are incredible. You can see some of the most gorgeous sights in America just while driving around a typical day in southern California. With all that beauty out there to say, danger can be a part of the open road, too. You never know what’s going to happen, moment to moment. That’s where we come in. We can keep you covered in case something goes wrong. Vandalism, theft and natural disasters – those are just a few of the hazards of California driving. If they come for you, we’ve got your back.

Coverage for Your Needs

In the case of an auto accident, you may need medical attention. That’s why we provide coverage that can pay exactly for that, so as to help when you need it most. We also know that most people don’t want to have to wait around to get their auto insurance. So, when you call us up and talk to one of our agents, we can get you started on the auto insurance process quickly. In fact, you can obtain proof of insurance within minutes of talking to an agent. To get the insurance you need right away, just give us a call at (800) 254-9164.

Cheap Auto Insurance in California1

Cheap Auto Insurance in California

At first glance, “cheap auto insurance in California” may sound like an oxymoron, on par with “living dead” or “alone together.” Words like “inexpensive” and “auto insurance in California” seem like they rightfully shouldn’t go together. However, we can provide a solution. Our auto insurance rates are low and we make sure that they’re always affordable. In fact, our rates are so low that some people mistakenly get the impression that they don’t cover much. That’s not the case, however. In this blog, we’ll go over how our rates work and what they cover as well as some more general info.

Our Cheap Auto Insurance in California

As you may know, auto insurance in California is a necessity. If you own a vehicle, you have to have auto insurance. This isn’t one of those laws with a lot of wiggle room or room for interpretation; this is an ironclad law that everyone has to follow. That being said, living in California can also be quite expensive. That’s where we come in. We offer auto insurance packages that also allow people to live their lives. Many of our minimum insurance packages give people the opportunity to not have to pay a lot of money for auto insurance. That can make so much in life easier.

Basic Auto Insurance

Some of our most popular auto insurance plans are our basic ones. This plan of ours covers property damage, medical expense as well as any other expenses that were incurred by the other party. Numbers wise, you’re looking at five thousand dollars for damage to property. Additionally, the basic plan includes fifteen thousand for injury and death of one person and up to thirty thousand for the injury or death of more than one person. Obviously, these are worst case scenarios and we always want our customers to be safe and secure on the road. Our insurance is there if you need it.

Cheap Auto Insurance in California

Auto Insurance Payment Options

Living in California means that you have to pay a lot of bills. Some creditors are more demanding than others, but all want their money. For many, just when it seems like you’re going to have a lot of money, you end up having to pay it all out. We absolutely understand that. That’s why we offer monthly payment and low down payment plans that are actually low. They aren’t “low,” as in “low compared to high standards,” these payment plans are actually low. This way, you can pay as you go. You don’t have to worry about these bills getting stacked up, as we provide many options to allow you to pay them on your schedule.

A Home for At-Risk Drivers

If you’ve been through a DUI, DWI, multiple accidents or even if you just have a lot of tickets, you know how hard it can be to get auto insurance. Just because you’ve had some bad breaks or made some decisions you may wish you had back doesn’t mean that you should be precluded from driving. You still have a life to live. You need to be out on the road so that you can work. We understand that completely. That’s why we specialize in so-called high risk drivers. The drivers that other places might turn away are welcome at our auto insurance company. We can sit down with you and seek out companies that can offer you auto insurance that will give you the best rate.

Hopefully, you’ve never been in an auto accident. If you’ve ever been in one without insurance, then you now you had to pay for all of the repairs (as well as a car rental) yourself. We don’t want you to have to deal with that. So, our “Comprehensive and Collision” auto insurance helps to protect you against those problems and others. Part of what makes this plan so great is the value. Say you’re never in an accident (hopefully) this can still be the right insurance package for you. It will protect you against fire, theft, windshield damage and even vandalism. This package can help you to stay on the road in safety and style without you ever being in an accident.

When you come to VIP 360 Insurance, we want to get you out on the road as soon as possible. That’s why we typically give proof of insurance within minutes of our new customers speaking to one of our agents. We don’t believe that you should have to wait around for a long period of time to get the auto insurance that you need. You spend a lot of money on your car. Getting the right kind of auto insurance can protect your investment. For a free insurance quote, head to our website or give us a call at (800) 254-9164.

Uninsured Drivers

California Car Insurance Laws and Requirements

To ensure that all drivers can provide for financial and medical expenses resulting from an accident, most states require drivers to purchase auto insurance to operate a vehicle. If you are new to California, you might not know what coverage is necessary to purchase. The last thing you want to happen to you is getting caught with the wrong coverage.

VIP 360 has compiled a short and easy guide to lead you in the right direction when it comes time to purchase auto insurance. Let’s review what you need to know about insurance laws and requirements in California.

Mandatory Coverage

The state of California requires that all motor vehicles registered in the state are covered by a minimum level of liability auto insurance. Every driver who operates a vehicle statewide, including those with out-of-state licenses or unlicensed drivers, are required to follow the minimum insurance requirements.

You are required to have the following types of liability coverage in California:

  • Bodily Injury Liability (BI)– When you are found legally responsible for a car accident, bodily injury liability coverage is the part of your insurance policy that pays for the costs associated with injuries to the other person or people involved. This coverage also provides a legal defense if you are sued for damages. You are required to possess bodily injury coverage of at least $15,000 per person, and up to $30,000 per accident in California.
  • Property Damage Liability (PD)- Property damage liability coverage is required by law in most states. It typically helps cover the cost of repairs if you are at fault for a car accident that damages another vehicle or property such as a fence or building front. Property damage liability coverage usually does not cover damage to your own vehicle. In California, drivers are required to have a minimum of $5,000 in Property Damage Liability coverage.

Proof of Insurance

It is also important to carry proof of your insurance policy with you whenever you are behind the wheel in California. Make sure to carry an insurance ID card that lists the name of the policyholder, insured vehicle, policy number, and the start and end dates of your policy.

When you are pulled over without enough evidence of insurance, you could get your vehicle impounded and your driver’s license or vehicle registration could be suspended. Fines in California can range from $100 – $200 for the first offense, and $200 – $500 for each subsequent offense within three years of the first.

These are the main insurance laws and requirements in California. Contact a professional from VIP 360 to get up-to-date information on everything that you will need to know about car insurance requirements in California. In search of better coverage with lower rates? Call VIP 360 Insurance today to see how we can help you!

Auto Insurance Form

Auto Insurance Form

Cheap Car Insurance Oakland: Warriors Edition

Cheap Insurance in Oakland CA

It’s been a pretty good year for The Bay Area. Dub Nation is in the NBA finals again and is ready to win. Golden State Warriors are about to bring home another championship!

The question is, are you ready for the summer? Or better yet, are you ready for another championship?

Since you know the Warriors are going to win again, that means that there is going to be a lot of partying and celebrations. And rightfully so, we deserve to celebrate a Warriors victory!

With partying comes a lot of responsibility. Most of us can handle it, but a lot of us can’t. Which means there is a good chance of getting a DUI in Oakland.

You don’t want that to happen, but if it does, let us know so we can help you out. Not having car insurance is just as bad. You’re going to be driving to a lot of parties, so having cheap car insurance in Oakland is mandatory. 

You’ve got to be looking forward to seeing the Oakland Athletics in action because the Oakland Raiders are moving to Las Vegas.

Now, before you go out there looking for other companies in Oakland that sell auto insurance, we would like to give you some advice or shall we say general pointers. If you’re looking for cheap auto insurance in Oakland, we would love to help you! There is no greater feeling than saving money. We at VIP 360 know what you want and would like to offer the best of our services to you. We know you will appreciate this list.

Let’s do this Dub Nation…

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Auto Insurance Form

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Cheap Car Insurance in Glendale

Cheap Car Insurance in Glendale FYI

Hello Glendale! It’s the beginning of 2017 and the weather has been quite crazy so far. We’ve been experiencing a lot of rain lately that is both good and bad.

The rain has made our grass green again, the reservoirs flow with water, and created snow on our mountains. Guess what? California is no longer in a severe drought. This spring and summer will be equally beautiful and amazing.

The downside to all of this rain has been car accidents, floods, and mudslides. With all of the trouble the rain brings, it is important to make sure you have the right auto insurance.

So the question we have for you is, do you have cheap car insurance in Glendale? If you don’t have it, the rest of the year is not going to be fun.

We highly recommend that you get insured because as more tourists travel into the area, traffic increases. When traffic increases, there’s a higher risk of you getting into an accident or car wreck. Don’t ruin your fun this year by getting into an accident. The last thing you want to do is to get into an accident and not have insurance. It’s not a very pleasant situation.

If you are looking for cheap car insurance in Los Angeles, let us help you out. VIP 360 Insurance has made a short list of tips to guide you through making a decision about purchasing auto insurance.

Here’s our list…

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Black Friday in Los Angeles 2016 Tips

It’s that time of the year where you do crazy things like line up for Black Friday sales and spend lots of money. It’s Black Friday in Los Angeles.

If you’re looking for those so-called doorbusters and going out there to find the best deals on Black Friday, we have some tips for you. We hope you don’t come home empty handed and get your hands on the best prices and items. The only way that’s going to happen is you’re prepared. On the other hand, we hope you have cheap auto insurance in Los Angeles to protect you when things get crazy during Black Friday. You could have an auto accident while you’re out there shopping. There are ways to cheat the system, legally. So we’re going to tell you how.

Let’s go over some Black Friday survival tips…

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Auto Insurance Form

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Alan Rakin’s Favorite Hiking Trails in Los Angeles

And The Best Hiking Trails in Los Angeles are…

We love the beaches in Los Angeles. We love the ocean, food, waterfalls, and the mountains! There are so many things to do here.

If you love nature, there is no doubt in our mind that Los Angeles is the place you want to be. If you just moved here, you will find out soon about how active and healthy people are in L.A.

Did you know that Los Angeles is known for having great hiking trails? Yes! If you haven’t been asked to go on a hike by a friend, you need to check them out for yourself.

Alan Rakin, CEO of VIP 360 Insurance has lived here for a long time and wanted to make recommendations for some hiking trails in Los Angeles that he believes are the best. There are so many trails out there, if you aren’t a native, you would have a hard time distinguishing what each trail is known for.

We’re pretty sure you’re going to like this list. While you’re out there, remember it’s good to have auto insurance in Los Angeles before you hit the trails. You’ll have to drive to get to some of them.

Are you ready? Let’s get to it.

Alan Rakin Hiking Trails in Los Angeles

Eaton Canyon Hiking Trail

If you like waterfalls, Eaton Canyon is where you want to hike. This hike is in Pasadena. It’s a pretty easy hike, but a good one.

Murphy Ranch Hiking Trail

If you want to see history, this trail is located on Capri and Castle Road in Santa Monica. On the trail, there is the old Nazi compound that Hitler built. Interesting, right?

Runyon Canyon Hiking Trail

If you’ve seen aerial photos of downtown Los Angeles with people standing on a mountain in their sweatpants, you’re probably looking at photos from Runyon Canyon. It’s right in the middle of Hollywood. Alan Rakin says go early, you’ll see celebs.

Mount Baldy

This is a real hike. It’s the highest peak in Los Angeles. If you make it to the top, you’re will see beautiful mountain tops. Alan Rakin says this is one trail that you must hike.

Of course, there are more hiking trails in Los Angeles, but we can’t list them all in one post. When you’re driving out to the trails, be safe.  If you need cheap auto insurance in Los Angeles, give us a call.

VIP 360 Insurance provides auto insurances in Los Angeles and the entire state of California.

Alan Rakin Cheap Auto Insurance in Los Angeles Tips

Alan Rakin gives his best Cheap Auto Insurance in Los Angeles Tips

There are a lot of companies that sell auto insurance and if you are a first time driver or new driver looking for auto insurance, you want to make sure that you get the best bang for your buck.

Alan Rakin, CEO of VIP 360 Insurance wants to give you a few tips about auto insurance. This will help you make the right decision or at least give you an idea of what you should look for when making a decision about who to shop with.

Cheap Auto Insurance in Los Angeles Checklist

If you have a car in California,  you must have liability insurance.  Yes. This is the state law in California. All vehicles operated or parked on California roadways require liability insurance. It’s not a choice. You have to have liability auto insurance at the minimum and your car must be registered. If it’s not, you will get towed and that will make things worse. VIP 360 Insurance offers low down payments and monthly payment plans, so finding cheap auto insurance in California isn’t too difficult. Just pay as you go!

If you have a DUI, you can still get insurance.  Let us help you get your drivers license back within a few months.  All you need is an SR-22 document. Your insurance rates most likely will be higher. That is a consequence of getting a DUI. That’s something we can’t do too much about, but we can make sure your insurance rates are reasonable. Getting a SR-22 shows that you are a responsible driver. After a few years, the SR-22 will fall off of your record and you will have cheap auto insurance again in Los Angeles.

Protect yourself against the uninsured motorist.  This is a big problem today. There is a lot of uninsured motorists out there. The best thing you can do for yourself is to make sure your policy protects you. Alan Rakin highly recommends adding this to your policy. It’s only a few dollars more and you’ll still have cheap auto insurance.

If you need more tips, take a look at the VIP 360 Insurance blog. Alan Rakin will give you tips about cheap auto insurance in Los Angeles, DUI insurance, SR-22 documents, motorcycle insurance, and more!

Alan Rakin Auto Repair in Hollywood List

Where to find the best Auto Repair in Hollywood

Driving in Hollywood is fun. There is so much to see including the Walk of Fame, Hollywood Sign, celebrity homes, and the movie studios. Also, there are a lot of tourists from all over the world sharing the road with Angelenos.

You would think that the tourists are great drivers but they might only be good drivers at home. The roads of Los Angeles, California might confuse them. Simply put, people get into wrecks.  The last thing you want to do is have a wreck inv that that nice 1967 Mustang Coupe you worked so hard on, but it happens.

If you have cheap auto insurance from VIP 360 in Los Angeles, you’ll be okay.

So where do you go when you need to fix your baby? Alan Rakin made a list of auto repair in Hollywood. Alan figured that this would be extremely helpful to you.

Most repair shops are kinda sketchy and the last thing you want to do is to take your car somewhere that isn’t reputable and makes matters worse.

Some repair shops take too long to fix your car, and we don’t want that. Check it out!

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Cheap Auto Insurance in San Francisco

That Cheap Auto Insurance in San Francisco You’ve Been Searching For

San Francisco is so romantic and beautiful! We love Pier 39, Coit Tower, and of course the Golden Gate Bridge. What’s not to like about San Francisco? One thing, auto insurance.

If you don’t have auto insurance in San Francisco, you’re asking for bad energy. We all know that SF isn’t the most reasonable place to live in the United States, but that isn’t a reason to not be covered.

We have a solution for you! All you need is cheap auto insurance in San Francisco and you’ll be good-to-go! Is that good news to your ears? If not, it should be.

Finding cheap auto insurance in San Francisco isn’t the easiest task in the world. Luckily, VIP 360 Insurance has your back!

Let us do the heavy lifting for you! The last thing you need in an expensive city is to be bogged down by more bills.

We’ve made a list of a few things you should look for when shopping for auto insurance in SF…

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