A non-owner insurance policy is generally written with the minimum liability coverage required by the state in which the policyholder resides. Please note that a non-owner insurance policy does not require a SR-22 attachment. A non-owner insurance policy can be purchased without an SR-22 rider if you want to have additional insurance coverage when driving a non-owned vehicle.
An SR-22 form can be attached to a non-owner policy. The good news is this option is usually less expensive than adding a SR-22 onto a standard auto policy.
We can also convert your non-owner insurance policy and/or a non owner SR22 insurance policy to an owner/owner-operator policy. This is not an automatic process – you’ll need to call us, provide the vehicle information, and requesting the vehicle to be endorsed (added) to the policy. It’s simple.