NON OWNER INSURANCE POLICY
Non-Owner policy rates starting at $12 a month
A non-owner policy in California helps protect you against major financial burden in the event you are deemed at-fault in an accident while operating a vehicle not owned by you. Your added liability insurance will cover damages to others as a result of the accident after any primary insurance on the auto has been exhausted. Basically, a non-owner policy is secondary insurance coverage that would pay for your damages and expenses above and beyond what might be covered through the auto’s primary insurance.
CAR RENTAL INSURANCE
When it comes to renting a car and you need car rental insurance, a non-owner insurance policy would be exactly what you need. It will cover damages to the other vehicle after your primary insurance on the vehicle has been exceeded and beyond.
A non-owner insurance policy is generally written with the minimum liability coverage required by the state in which the policyholder resides. Please note that a non-owner insurance policy does not require a SR-22 attachment. A non-owner insurance policy can be purchased without an SR-22 rider if you want to have additional insurance coverage when driving a non-owned vehicle.
An SR-22 form can be attached to a non-owner policy. The good news is this option is usually less expensive than adding a SR-22 onto a standard auto policy.
We can also convert your non-owner insurance policy and/or a non owner SR22 insurance policy to an owner/owner-operator policy. This is not an automatic process – you’ll need to call us, provide the vehicle information, and requesting the vehicle to be endorsed (added) to the policy. It’s simple.