Auto insurance in California should never be expensive.
We’ll save you money and provide you the best coverage.
Finding Cheap Auto Insurance Is Simple
Auto insurance rates starting at $18 a month
Living in California is awesome. It’s actually amazing! Although we can all agree on that, finding cheap auto insurance in Los Angeles, San Diego and San Francisco and in other cities in California isn’t easy. We know that. That’s why our rates are low and affordable.
You must have auto insurance for if you own a vehicle in California. It’s the law. As a matter of fact, all vehicles operated or parked on California roadways require liability insurance coverage by California state law. It’s true.
Now that you know that your vehicle must be insured, we do our best to make sure you can afford coverage. At VIP 360 Insurance we offer low down payments and monthly payment plans, so you can “pay as you go if you need to.
Also, we specialize in high-risk drivers, which includes clients with DWIs, DUIs, tickets, accidents, and teen drivers etc… Based on the information you provide we’ll seek out different companies that provide auto insurance in your area and find you the best rate. Our experience with high-risk drivers allows us to get the cheapest rates possible for you and your family.
BASIC AUTO LIABILITY INSURANCE COVERAGE
Wherever you live, you’ll need some form of auto liability insurance to legally drive your car. Basic auto liability insurance covers property damage (ie: damage to another vehicle), medical or other expenses incurred by the other party. Our agents will help you decide how best to balance your coverage and confirm you’re getting all the discounts you’re eligible for.
Here’s the minimum of what auto liability insurance coverage in California requires:
$15,000 for injury/death to one person
$30,000 for injury/death to more than one person
$5,000 for damage to property
COMPREHENSIVE AND COLLISION
If your car is not insured and involved in an accident, you’ll have to pay to rent a car and/or cover repairs yourself. Carrying a Comprehensive and Collision policy is a much better value because, even if you’re not involved in an accident, you can still be protected against theft, fire, vandalism and windshield damage. Tip: Want to reduce your monthly payment? Choose a higher deductible.
UNINSURED OR UNDER-INSURED MOTORIST
Most responsible drivers believe they’re accountable for having auto insurance; unfortunately, not everyone is a responsible driver. That’s why this coverage is required in many states. Even if it’s not required, consider protecting yourself and your family with this policy so you can make sure you get back on the road-and back to your life quickly.
VIP 360 CHEAP AUTO INSURANCE SERVICES
Obtain proof insurance within minutes of speaking to an agent
Provide coverage to pay for your medical expenses in case of an auto accident
Financially protect you from lawsuits and losses
Help safeguard your investment in your vehicle and your assets
Pay for damage due to theft, vandalism, and natural disasters
We know you have unique insurance challenges. And we also know that understanding how insurance policies work can be confusing. We’re confident that after speaking to one of our expertly trained agents, you’ll not only understand your coverage, you’ll see that VIP 360 insurance understands your needs. We’ll help you find cheap auto insurance in Los Angeles, San Diego, San Francisco and anywhere in California.
Call us today at 800-254-9164 for your free quote. And visit our Yelp page!
Alan really goes out of the way to help. He is transparent with plans and works hard to give you the plan that works for you. Been with him for 3 years and all i have had is great service!
– Britt M.
Finding good affordable auto insurance can be such a stressful hassle. Alan at VIP 360 really made things easy and simple. He was very helpful and knowledgeable, and he also saved me a lot of time buy getting me the BEST quote among the top insurance providers. I’m a very satisfied customer!