Finding Cheap Auto Insurance Is Simple

Auto insurance rates starting at $18 a month

Living in California is awesome. It’s actually amazing! Although we can all agree on that, finding cheap auto insurance in Los Angeles, San Diego and San Francisco and in other cities in California isn’t easy. We know that. That’s why our rates are low and affordable.
You must have auto insurance for if you own a vehicle in California. It’s the law. As a matter of fact, all vehicles operated or parked on California roadways require liability insurance coverage by California state law. It’s true.
Now that you know that your vehicle must be insured, we do our best to make sure you can afford coverage. At VIP 360 Insurance we offer low down payments and monthly payment plans, so you can “pay as you go if you need to.
Also, we specialize in high-risk drivers, which includes clients with DWIs, DUIs, tickets, accidents, and teen drivers etc… Based on the information you provide we’ll seek out different companies that provide auto insurance in your area and find you the best rate. Our experience with high-risk drivers allows us to get the cheapest rates possible for you and your family.

Basic Auto Liability Insurance Coverage

Wherever you live, you’ll need some form of auto liability insurance to legally drive your car. Basic auto liability insurance covers property damage (ie: damage to another vehicle), medical or other expenses incurred by the other party. Our agents will help you decide how best to balance your coverage and confirm you’re getting all the discounts you’re eligible for.

Here’s the minimum of what auto liability insurance coverage in California requires:

  • $15,000 for injury/death to one person
  • $30,000 for injury/death to more than one person
  • $5,000 for damage to property

Comprehensive and Collision

If your car is not insured and involved in an accident, you’ll have to pay to rent a car and/or cover repairs yourself. Carrying a Comprehensive and Collision policy is a much better value because, even if you’re not involved in an accident, you can still be protected against theft, fire, vandalism and windshield damage. Tip: Want to reduce your monthly payment? Choose a higher deductible.

Uninsured or Underinsured Motorist

Most responsible drivers believe they’re accountable for having auto insurance; unfortunately, not everyone is a responsible driver. That’s why this coverage is required in many states. Even if it’s not required, consider protecting yourself and your family with this policy so you can make sure you get back on the road-and back to your life quickly.

VIP 360 Cheap Auto Insurance Services

  • Obtain proof insurance within minutes of speaking to an agent
  • Provide coverage to pay for your medical expenses in case of an auto accident
  • Financially protect you from lawsuits and losses
  • Help safeguard your investment in your vehicle and your assets
  • Pay for damage due to theft, vandalism, and natural disasters

We know you have unique insurance challenges. And we also know that understanding how insurance policies work can be confusing. We’re confident that after speaking to one of our expertly trained agents, you’ll not only understand your coverage, you’ll see that VIP 360 insurance understands your needs. We’ll help you find cheap auto insurance in Los Angeles, San Diego, San Francisco and anywhere in California.

Call us today at 800-254-9164 for your free quote.  And visit our Yelp page!

Five Stars Yelp
Alan Rakin saved my life.  I had gotten a DUI and was cancelled from my super low insurance.  I could not believe when he set me up with new insurance that was the same price as what I was paring before my problem.   I love Alan and recommend him highly.Easily one of the most painless insurance exercises in my life.

Allen is very knowledgeable about all the options out there. In the matter of a few minutes he was able to provided me with multiple competitive quotes, and together we determined the best policy for me based on my current driving situation.

I called over 5 different agencies in my new policy search process, there was no comparison between Allen’s level of professionalism and customer service and any of the other 4.

Jim YLos Angeles

Five Stars Yelp

Alan is amazing, he’s so on top of his business and fives his clients exceptional service. I immediately felt comfortable and safe with his services and work ethic, it’s not a surprise he’s at the top of his industry. I would refer him to family and friends and that says a lot about him. If you ever come across this review Alan, thank you for being so on top of things and taking your business to heart, it shows that you’re not just another broker, you’re a business man with great values and ethics.

ZahraLos Angeles