Cheap Auto Insurance in San Diego2

Cheap Auto Insurance in San Diego

Unicorns. Bigfoot. Cheap auto insurance in San Diego. Each of those three may sound like something fantastical; that’s made up and impossible, but the last one is real. It may not seem that way, particularly if you’ve been looking for auto insurance in San Diego for any length of time. However, we know it’s real because we offer it. Here at VIP 360 Insurance, we offer inexpensive auto insurance in San Diego that anyone can afford. Better still, this is good, quality insurance. This insurance can be there for you if you need it. In this blog, we’ll go over how our auto insurance works as well as who we cover and more.

Our Cheap Auto Insurance in San Diego

The first and really most important thing to keep in mind about California auto insurance is that everyone needs it. You can’t drive without insurance. It’s against the law. Any vehicle that’s operating or even parked on California roads must have liability insurance. That being said, if you’ve tried to look for auto insurance in the past, you know how frustrating it can be. You’ll either find insurance that covers absolutely nothing, or insurance that’s so absurdly expensive you can’t afford anything else. We understand that. That’s why we offer auto insurance for regular people.

Pay Auto Insurance on Your Schedule

Living in southern California is expensive. Sure, this is the best place to live – there’s so much to see and do every day, to say nothing of the weather. However, it’s not always easy to pay for everything. We get that. That’s why we’ve made a kind of auto insurance that people can pay for. We work with you so that you can always afford the payment. For many of our clients, that means that they make low monthly payments. For others, that means that they made a low down payment. No matter what kind of plan you need, we can figure out a “pay as you go” plan with you so that you have the insurance when you need it.

Cheap Auto Insurance in San Diego

How Our Auto Insurance Works

Before we started VIP 360 Insurance, we looked at all the other kinds of auto insurance groups out there. That gave us a pretty clear idea of what to do and what not to do. Too often, we found that auto insurance companies were focused on what was best for them and not what was best for the customer. So, when we put our company together, we made sure to ask “does this put the customer first” at every step of the process. That’s why when you contact us; you get proof of insurance within minutes of speaking to an agent. You don’t have to wait around for hours. You don’t have to send in all kinds of documents you may not have readily available. You call in, you get insurance fast.

Customer Focused

The entire point of auto insurance is so that it can be there for you in case something bad happens. Too many other auto insurance companies may have lost sight of that, but not us. Should the worst happen, and you’re injured in an auto accident, we can provide coverage to pay for your medical expenses. On top of that, we do everything in our power to financially protect you from lawsuits and losses. Your vehicle and your assets are an investment, they’re important to you today as well as the underpinning of your financial future. We respect that, which is why we do everything we can in our power to help safeguard them.

Southern California is a truly wonderful place to live, but sometimes bad things happen here. Natural disasters can occur. Vandalism, theft – that can happen any day of the year. When that happens to you, our insurance can be there to pay for it. It’s important to point out that we do everything we can to insure people that may have trouble getting insurance. We make it a point of pride to specialize in high-risk drivers. Clients with DUIs, more tickets than they can count/remember, people who have been in multiple car accidents – they shouldn’t be precluded from getting out on the road. We can help.

When you contact us, we’ll give you a free quote. Based on the information you provide, we’ll seek out various companies that provide auto insurance in the area of southern California you’re in. From there, you’ll have the power. We can work with you to make sure that you’re getting the cheapest rate from them. Southern California is a magical place to live, but to really take part in the magic; you need to be out on the road. Take the first steps towards doing so by giving us a call at (800) 254-9164 or heading to our site.

Cheap Auto Insurance in California1

Cheap Auto Insurance in California

At first glance, “cheap auto insurance in California” may sound like an oxymoron, on par with “living dead” or “alone together.” Words like “inexpensive” and “auto insurance in California” seem like they rightfully shouldn’t go together. However, we can provide a solution. Our auto insurance rates are low and we make sure that they’re always affordable. In fact, our rates are so low that some people mistakenly get the impression that they don’t cover much. That’s not the case, however. In this blog, we’ll go over how our rates work and what they cover as well as some more general info.

Our Cheap Auto Insurance in California

As you may know, auto insurance in California is a necessity. If you own a vehicle, you have to have auto insurance. This isn’t one of those laws with a lot of wiggle room or room for interpretation; this is an ironclad law that everyone has to follow. That being said, living in California can also be quite expensive. That’s where we come in. We offer auto insurance packages that also allow people to live their lives. Many of our minimum insurance packages give people the opportunity to not have to pay a lot of money for auto insurance. That can make so much in life easier.

Basic Auto Insurance

Some of our most popular auto insurance plans are our basic ones. This plan of ours covers property damage, medical expense as well as any other expenses that were incurred by the other party. Numbers wise, you’re looking at five thousand dollars for damage to property. Additionally, the basic plan includes fifteen thousand for injury and death of one person and up to thirty thousand for the injury or death of more than one person. Obviously, these are worst case scenarios and we always want our customers to be safe and secure on the road. Our insurance is there if you need it.

Cheap Auto Insurance in California

Auto Insurance Payment Options

Living in California means that you have to pay a lot of bills. Some creditors are more demanding than others, but all want their money. For many, just when it seems like you’re going to have a lot of money, you end up having to pay it all out. We absolutely understand that. That’s why we offer monthly payment and low down payment plans that are actually low. They aren’t “low,” as in “low compared to high standards,” these payment plans are actually low. This way, you can pay as you go. You don’t have to worry about these bills getting stacked up, as we provide many options to allow you to pay them on your schedule.

A Home for At-Risk Drivers

If you’ve been through a DUI, DWI, multiple accidents or even if you just have a lot of tickets, you know how hard it can be to get auto insurance. Just because you’ve had some bad breaks or made some decisions you may wish you had back doesn’t mean that you should be precluded from driving. You still have a life to live. You need to be out on the road so that you can work. We understand that completely. That’s why we specialize in so-called high risk drivers. The drivers that other places might turn away are welcome at our auto insurance company. We can sit down with you and seek out companies that can offer you auto insurance that will give you the best rate.

Hopefully, you’ve never been in an auto accident. If you’ve ever been in one without insurance, then you now you had to pay for all of the repairs (as well as a car rental) yourself. We don’t want you to have to deal with that. So, our “Comprehensive and Collision” auto insurance helps to protect you against those problems and others. Part of what makes this plan so great is the value. Say you’re never in an accident (hopefully) this can still be the right insurance package for you. It will protect you against fire, theft, windshield damage and even vandalism. This package can help you to stay on the road in safety and style without you ever being in an accident.

When you come to VIP 360 Insurance, we want to get you out on the road as soon as possible. That’s why we typically give proof of insurance within minutes of our new customers speaking to one of our agents. We don’t believe that you should have to wait around for a long period of time to get the auto insurance that you need. You spend a lot of money on your car. Getting the right kind of auto insurance can protect your investment. For a free insurance quote, head to our website or give us a call at (800) 254-9164.

Uber Driver Insurance in Los Angeles

Uber Driver Insurance in Los Angeles

Ever since the app’s initial release, riders have been choosing Uber and Lyft at higher rates every year. These ride sharing apps have saved people in many ways; avoiding DUI’s, airport transportation, general location-to-location transportation. Not only are we lucky to have such an option but we are also thankful. However, as riders we don’t have too much to worry about. As for the drivers, there can be a lot at stake when picking up a stranger, especially if they’re under the influence. In addition, as a driver, it’s important to always be aware of the drivers around you. Driving can be rather unpredictable, day or night. If a rider has deemed themselves unsafe and rendered injured while in your back seat, there can be a troublesome mess on your hands. Reasons for this should inspire you to have Uber driver insurance in Los Angeles, or anywhere in the states. In the event something unfortunate happens, you can be covered.

VIP 360 Insurance Can Have You Covered for Less

The only issue with trying to find insurance in pertinence to Uber driving specifically is companies have a tendency to overcharge. With VIP 360 Insurance there is the possibility to be covered for less. Our main focus is to provide Uber driver insurance at cheaper rates so drivers do not have to stress about being on the road. If there is a case in which your car is damaged by a rider or other vehicle, you can have the extra support to make sure all can be fixed.

Uber Driver Insurance in Los Angeles

Video and Audio Surveillance for Extra Proof

Many drivers resort to installing video and audio surveillance in their vehicles while working for Uber. In many cases this tactic has proven helpful if there is a violent situation in the car. There is no way to predict how a rider is going to act while impaired. In turn, a rider may be a rash individual by nature, which is why many drivers tend to avoid engaging in conversation while working. However, having the extra surveillance can help you and us if you need to open a case following a ride with Uber.  

Contact VIP 360 Insurance if You are Looking for Uber Driver Insurance in Los Angeles

Driving for Uber is a lucrative occupation, but it’s important to be insured while doing so. Uber driver insurance can be provided by VIP 360 Insurance, one of the cheapest insurance in California. With lower costs and great customer service, you don’t have to worry while working, we have you covered. For more information or to speak with a professional representative give us a call by dialing (800) 254-9164. We can provide coverage at cheaper rates as soon as possible.

Uninsured Drivers

California Car Insurance Laws and Requirements

To ensure that all drivers can provide for financial and medical expenses resulting from an accident, most states require drivers to purchase auto insurance to operate a vehicle. If you are new to California, you might not know what coverage is necessary to purchase. The last thing you want to happen to you is getting caught with the wrong coverage.

VIP 360 has compiled a short and easy guide to lead you in the right direction when it comes time to purchase auto insurance. Let’s review what you need to know about insurance laws and requirements in California.

Mandatory Coverage

The state of California requires that all motor vehicles registered in the state are covered by a minimum level of liability auto insurance. Every driver who operates a vehicle statewide, including those with out-of-state licenses or unlicensed drivers, are required to follow the minimum insurance requirements.

You are required to have the following types of liability coverage in California:

  • Bodily Injury Liability (BI)– When you are found legally responsible for a car accident, bodily injury liability coverage is the part of your insurance policy that pays for the costs associated with injuries to the other person or people involved. This coverage also provides a legal defense if you are sued for damages. You are required to possess bodily injury coverage of at least $15,000 per person, and up to $30,000 per accident in California.
  • Property Damage Liability (PD)- Property damage liability coverage is required by law in most states. It typically helps cover the cost of repairs if you are at fault for a car accident that damages another vehicle or property such as a fence or building front. Property damage liability coverage usually does not cover damage to your own vehicle. In California, drivers are required to have a minimum of $5,000 in Property Damage Liability coverage.

Proof of Insurance

It is also important to carry proof of your insurance policy with you whenever you are behind the wheel in California. Make sure to carry an insurance ID card that lists the name of the policyholder, insured vehicle, policy number, and the start and end dates of your policy.

When you are pulled over without enough evidence of insurance, you could get your vehicle impounded and your driver’s license or vehicle registration could be suspended. Fines in California can range from $100 – $200 for the first offense, and $200 – $500 for each subsequent offense within three years of the first.

These are the main insurance laws and requirements in California. Contact a professional from VIP 360 to get up-to-date information on everything that you will need to know about car insurance requirements in California. In search of better coverage with lower rates? Call VIP 360 Insurance today to see how we can help you!

Auto Insurance Form

Auto Insurance Form

Auto Liability Insurance in Los Angeles, California

The Lowest Auto Liability Insurance Rates in Los Angeles

When you’re looking for auto insurance in Los Angeles, CA you have two main options: liability insurance or comprehensive insurance, also known as full coverage.

If you drive a lot in Los Angeles, comprehensive coverage makes sense. However, comprehensive insurance can be on the expensive side.

If you need a more affordable insurance policy and you own an older vehicle, you may want to think about auto liability insurance. Liability insurance, in essence, means that you only pay for an accident if it is your fault.

Sounds great, right? Yes! It’s a good deal, especially if you’re a safe driver.

Here are a few things that you should think about before selecting an auto liability insurance policy…

Auto Insurance Form

Auto Insurance Form

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Alan Rakin Cheap Auto Insurance in Los Angeles Tips

Alan Rakin gives his best Cheap Auto Insurance in Los Angeles Tips

There are a lot of companies that sell auto insurance and if you are a first time driver or new driver looking for auto insurance, you want to make sure that you get the best bang for your buck.

Alan Rakin, CEO of VIP 360 Insurance wants to give you a few tips about auto insurance. This will help you make the right decision or at least give you an idea of what you should look for when making a decision about who to shop with.

Cheap Auto Insurance in Los Angeles Checklist

If you have a car in California,  you must have liability insurance.  Yes. This is the state law in California. All vehicles operated or parked on California roadways require liability insurance. It’s not a choice. You have to have liability auto insurance at the minimum and your car must be registered. If it’s not, you will get towed and that will make things worse. VIP 360 Insurance offers low down payments and monthly payment plans, so finding cheap auto insurance in California isn’t too difficult. Just pay as you go!

If you have a DUI, you can still get insurance.  Let us help you get your drivers license back within a few months.  All you need is an SR-22 document. Your insurance rates most likely will be higher. That is a consequence of getting a DUI. That’s something we can’t do too much about, but we can make sure your insurance rates are reasonable. Getting a SR-22 shows that you are a responsible driver. After a few years, the SR-22 will fall off of your record and you will have cheap auto insurance again in Los Angeles.

Protect yourself against the uninsured motorist.  This is a big problem today. There is a lot of uninsured motorists out there. The best thing you can do for yourself is to make sure your policy protects you. Alan Rakin highly recommends adding this to your policy. It’s only a few dollars more and you’ll still have cheap auto insurance.

If you need more tips, take a look at the VIP 360 Insurance blog. Alan Rakin will give you tips about cheap auto insurance in Los Angeles, DUI insurance, SR-22 documents, motorcycle insurance, and more!

Alan Rakin Auto Repair in Hollywood List

Where to find the best Auto Repair in Hollywood

Driving in Hollywood is fun. There is so much to see including the Walk of Fame, Hollywood Sign, celebrity homes, and the movie studios. Also, there are a lot of tourists from all over the world sharing the road with Angelenos.

You would think that the tourists are great drivers but they might only be good drivers at home. The roads of Los Angeles, California might confuse them. Simply put, people get into wrecks.  The last thing you want to do is have a wreck inv that that nice 1967 Mustang Coupe you worked so hard on, but it happens.

If you have cheap auto insurance from VIP 360 in Los Angeles, you’ll be okay.

So where do you go when you need to fix your baby? Alan Rakin made a list of auto repair in Hollywood. Alan figured that this would be extremely helpful to you.

Most repair shops are kinda sketchy and the last thing you want to do is to take your car somewhere that isn’t reputable and makes matters worse.

Some repair shops take too long to fix your car, and we don’t want that. Check it out!

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Cheap Auto Insurance in San Francisco

That Cheap Auto Insurance in San Francisco You’ve Been Searching For

San Francisco is so romantic and beautiful! We love Pier 39, Coit Tower, and of course the Golden Gate Bridge. What’s not to like about San Francisco? One thing, auto insurance.

If you don’t have auto insurance in San Francisco, you’re asking for bad energy. We all know that SF isn’t the most reasonable place to live in the United States, but that isn’t a reason to not be covered.

We have a solution for you! All you need is cheap auto insurance in San Francisco and you’ll be good-to-go! Is that good news to your ears? If not, it should be.

Finding cheap auto insurance in San Francisco isn’t the easiest task in the world. Luckily, VIP 360 Insurance has your back!

Let us do the heavy lifting for you! The last thing you need in an expensive city is to be bogged down by more bills.

We’ve made a list of a few things you should look for when shopping for auto insurance in SF…

Auto Insurance Form

Auto Insurance Form

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Cheap Auto Insurance in Riverside

Cheap Auto Insurance in Riverside County

Summer is almost over in Riverside. Even though it’s usually pretty sunny in Southern California, that doesn’t mean we don’t appreciate the summer months. One thing is for sure, it’s going to be HOT!

When it’s hot, it’s time to hit the beach. The beaches are a little far from Riverside, but they are still worth the trip. Los Angeles isn’t too far away.

Other than that, we have access to the mountains. They are in our backyard and there’s nothing like a good hike!

We all know that California living can be quite expensive. So, what do you do to save a buck or two? Well, a good place to start would be to look for cheap auto insurance in Riverside.

Nobody likes to stress out when they’re trying to enjoy themselves. So where do you go?

Well, we are going to give you some of our secrets to make sure you are saving money and where to find cheap auto insurance in Riverside. It’s simple… you shop with VIP 360 Insurance! Yeah!

We’re going to give you a few pointers so that you understand what to look for just in case you don’t go with us.

So here they are…

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Cheap Auto Insurance in Sacramento

Cheap Auto Insurance in Sacramento for Everyone

Sacramento or as we call it, “Sactown” is one of our favorite cities in Northern California. It’s quite beautiful and has a lot of history.

There are many things to see in Sacramento like the Sacramento Zoo, Sutter’s Fort, Old Sacramento State Historic Park, and The California State Capitol building.

Although it is great to see these wonderful places on foot, it’s better to get to these destinations in a car. If you don’t have auto insurance, it will be a stressful ride. That’s where VIP 360 Insurance steps in to save the day! We would like to give you a few pointers on your search for cheap auto insurance in Sacramento.

We figured that you really need the help and that’s why we wrote this handy little article.

So, are you ready to get this thing rollin’?

Take a look…

Cheap Auto Insurance in Sacramento checklist

  • Gotta Have Great Reviews. This should be mandatory on your list. A good auto insurance company in Sacremento will have great reviews. A good Reputation is important. Take a look at their Yelp account.
  • Customer service is always a top priority. Customer service should always be extremely important. It’s simple to tell. Call a few times. See how long it takes them to answer the phone. If they have great customer service, they’ll pick up in a few rings.
  • Gotta have Roadside Assistance. You never know when your car is going to break down and you’re going want to find help ASAP. Make sure you ask! Some insurance companies have policies that don’t have roadside assistance available or charge extra for it.

Did this help? If you still need help finding cheap auto insurance in Sacramento, contact us!

VIP 360 Insurance provides auto insurance in Sacramento and other cities throughout California.