At first glance, “cheap auto insurance in California” may sound like an oxymoron, on par with “living dead” or “alone together.” Words like “inexpensive” and “auto insurance in California” seem like they rightfully shouldn’t go together. However, we can provide a solution. Our auto insurance rates are low and we make sure that they’re always affordable. In fact, our rates are so low that some people mistakenly get the impression that they don’t cover much. That’s not the case, however. In this blog, we’ll go over how our rates work and what they cover as well as some more general info.
Our Cheap Auto Insurance in California
As you may know, auto insurance in California is a necessity. If you own a vehicle, you have to have auto insurance. This isn’t one of those laws with a lot of wiggle room or room for interpretation; this is an ironclad law that everyone has to follow. That being said, living in California can also be quite expensive. That’s where we come in. We offer auto insurance packages that also allow people to live their lives. Many of our minimum insurance packages give people the opportunity to not have to pay a lot of money for auto insurance. That can make so much in life easier.
Basic Auto Insurance
Some of our most popular auto insurance plans are our basic ones. This plan of ours covers property damage, medical expense as well as any other expenses that were incurred by the other party. Numbers wise, you’re looking at five thousand dollars for damage to property. Additionally, the basic plan includes fifteen thousand for injury and death of one person and up to thirty thousand for the injury or death of more than one person. Obviously, these are worst case scenarios and we always want our customers to be safe and secure on the road. Our insurance is there if you need it.
Auto Insurance Payment Options
Living in California means that you have to pay a lot of bills. Some creditors are more demanding than others, but all want their money. For many, just when it seems like you’re going to have a lot of money, you end up having to pay it all out. We absolutely understand that. That’s why we offer monthly payment and low down payment plans that are actually low. They aren’t “low,” as in “low compared to high standards,” these payment plans are actually low. This way, you can pay as you go. You don’t have to worry about these bills getting stacked up, as we provide many options to allow you to pay them on your schedule.
A Home for At-Risk Drivers
If you’ve been through a DUI, DWI, multiple accidents or even if you just have a lot of tickets, you know how hard it can be to get auto insurance. Just because you’ve had some bad breaks or made some decisions you may wish you had back doesn’t mean that you should be precluded from driving. You still have a life to live. You need to be out on the road so that you can work. We understand that completely. That’s why we specialize in so-called high risk drivers. The drivers that other places might turn away are welcome at our auto insurance company. We can sit down with you and seek out companies that can offer you auto insurance that will give you the best rate.
Hopefully, you’ve never been in an auto accident. If you’ve ever been in one without insurance, then you now you had to pay for all of the repairs (as well as a car rental) yourself. We don’t want you to have to deal with that. So, our “Comprehensive and Collision” auto insurance helps to protect you against those problems and others. Part of what makes this plan so great is the value. Say you’re never in an accident (hopefully) this can still be the right insurance package for you. It will protect you against fire, theft, windshield damage and even vandalism. This package can help you to stay on the road in safety and style without you ever being in an accident.
When you come to VIP 360 Insurance, we want to get you out on the road as soon as possible. That’s why we typically give proof of insurance within minutes of our new customers speaking to one of our agents. We don’t believe that you should have to wait around for a long period of time to get the auto insurance that you need. You spend a lot of money on your car. Getting the right kind of auto insurance can protect your investment. For a free insurance quote, head to our website or give us a call at (800) 254-9164.