Cheap Auto Insurance in California1

Cheap Auto Insurance in California

At first glance, “cheap auto insurance in California” may sound like an oxymoron, on par with “living dead” or “alone together.” Words like “inexpensive” and “auto insurance in California” seem like they rightfully shouldn’t go together. However, we can provide a solution. Our auto insurance rates are low and we make sure that they’re always affordable. In fact, our rates are so low that some people mistakenly get the impression that they don’t cover much. That’s not the case, however. In this blog, we’ll go over how our rates work and what they cover as well as some more general info.

Our Cheap Auto Insurance in California

As you may know, auto insurance in California is a necessity. If you own a vehicle, you have to have auto insurance. This isn’t one of those laws with a lot of wiggle room or room for interpretation; this is an ironclad law that everyone has to follow. That being said, living in California can also be quite expensive. That’s where we come in. We offer auto insurance packages that also allow people to live their lives. Many of our minimum insurance packages give people the opportunity to not have to pay a lot of money for auto insurance. That can make so much in life easier.

Basic Auto Insurance

Some of our most popular auto insurance plans are our basic ones. This plan of ours covers property damage, medical expense as well as any other expenses that were incurred by the other party. Numbers wise, you’re looking at five thousand dollars for damage to property. Additionally, the basic plan includes fifteen thousand for injury and death of one person and up to thirty thousand for the injury or death of more than one person. Obviously, these are worst case scenarios and we always want our customers to be safe and secure on the road. Our insurance is there if you need it.

Cheap Auto Insurance in California

Auto Insurance Payment Options

Living in California means that you have to pay a lot of bills. Some creditors are more demanding than others, but all want their money. For many, just when it seems like you’re going to have a lot of money, you end up having to pay it all out. We absolutely understand that. That’s why we offer monthly payment and low down payment plans that are actually low. They aren’t “low,” as in “low compared to high standards,” these payment plans are actually low. This way, you can pay as you go. You don’t have to worry about these bills getting stacked up, as we provide many options to allow you to pay them on your schedule.

A Home for At-Risk Drivers

If you’ve been through a DUI, DWI, multiple accidents or even if you just have a lot of tickets, you know how hard it can be to get auto insurance. Just because you’ve had some bad breaks or made some decisions you may wish you had back doesn’t mean that you should be precluded from driving. You still have a life to live. You need to be out on the road so that you can work. We understand that completely. That’s why we specialize in so-called high risk drivers. The drivers that other places might turn away are welcome at our auto insurance company. We can sit down with you and seek out companies that can offer you auto insurance that will give you the best rate.

Hopefully, you’ve never been in an auto accident. If you’ve ever been in one without insurance, then you now you had to pay for all of the repairs (as well as a car rental) yourself. We don’t want you to have to deal with that. So, our “Comprehensive and Collision” auto insurance helps to protect you against those problems and others. Part of what makes this plan so great is the value. Say you’re never in an accident (hopefully) this can still be the right insurance package for you. It will protect you against fire, theft, windshield damage and even vandalism. This package can help you to stay on the road in safety and style without you ever being in an accident.

When you come to VIP 360 Insurance, we want to get you out on the road as soon as possible. That’s why we typically give proof of insurance within minutes of our new customers speaking to one of our agents. We don’t believe that you should have to wait around for a long period of time to get the auto insurance that you need. You spend a lot of money on your car. Getting the right kind of auto insurance can protect your investment. For a free insurance quote, head to our website or give us a call at (800) 254-9164.

Quality Cheap Motorcycle Insurance1

Quality Cheap Motorcycle Insurance

Whenever people hear the word “cheap,” they think it means that something lacks worth. That’s not always the case, however. For example, when people mention “cheap gas,” that doesn’t mean that the gas is poor or that it lacks quality. All it means is that you didn’t have to pay much for something you needed. Our cheap motorcycle insurance starts at just $6 a month. In California, that’s basically the price of a cup of coffee. However, that insurance covers quite a bit. In this article, we’ll tell you what our insurance can do and we’ll point out its value.

Cheap Motorcycle Insurance

When people say the word “motorcycle,” they tend to have a pretty clear idea of what a motorcycle is. Some people think of a Harley, some think of a Yamaha, but everyone has a fairly agreed upon idea of what constitutes a motorcycle. However, our insurance covers many more kinds of motorcycles and bikes than most people realize. For example, we offer insurance for classic bikes and sport bikes. So, whether you have a tremendous motorcycle from the 70s or the latest and greatest model, we have the insurance for that. Of course, no matter what kind of motorcycle you have, we have the kind of insurance that can give you peace of mind when you ride.

More than Motorcycle Insurance

Beyond motorcycle insurance, we also have insurance for plenty of other bikes. That means that mopeds and scooters are covered. These two kinds of bikes are really making a comeback. Getting around town isn’t always easy. Taking a moped or a scooter is a great way to save gas while still getting where you need to go quickly. Riding a bicycle can be very healthy, but it can also leave you quite sweaty and tired. That’s the last thing you need if you’re headed to work or for a night on the town. Of course, if you do take advantage of our moped and scooter insurance, you’ll pay the same rate that our motorcycle insurance clients do.

Quality Cheap Motorcycle Insurance

What the Insurance Covers

We don’t just offer inexpensive motorcycle insurance; we offer insurance that covers a lot. For example, if your motorcycle is damaged in an accident, we cover that. We also cover your bodily injuries if you’re in an accident with an uninsured motorist. Instead of you worrying how you’re going to get compensation for your injuries because the person who hit you lacked insurance, we’ve got you covered. If you’re legally responsible for an accident that causes bodily injury to someone or their property while you’re riding your motorcycle, our insurance covers that as well. Those are just a few of the amazing services that our insurance covers.

Insurance for More than Accidents

Our insurance has your back in an accident, but that’s not the only way that our insurance can help. For example, we cover you if your motorcycle is damaged while in winter storage. If it’s stolen or catches on fire, our insurance handles that as well. Vandalism is too common a problem with motorcycles, so we make sure to cover that as well. One of the lesser known things about our insurance is that it covers custom motorcycle work. That means that paint, upgraded components and more come under the heading of our motorcycle insurance.

We know that for many motorcycle riders, you want to carry the minimum amount of necessary insurance and that’s it. We offer that, while also providing you with some top quality insurance. So, our customers can avail themselves of our five thousand dollar for damage to property, thirty thousand dollars for injury or death to more than one person and fifteen thousand for injury and death to one person. You always want to make sure that when you take your motorcycle out, you’re on the right side of the law. That’s where we come in.

Motorcycle insurance is more than a job to us, because many of our agents ride. We’ve been there, out on the road, seeing the world race by. So, we’re able to craft insurance packages that fit for motorcycle rides. We’ve talked to many clients over the years who were so relieved to sit down with an insurance agent who had actually ridden motorcycles before. We know what riders want, because we’re riders too. In fact, we even have agents who used to ride. That can make all the difference in the world. Instead of getting an insurance package put together by someone who read a book, you’ll get it from someone who’s been out on the road.

Our agents can put their motorcycle experience to use for you. We look at your ride, we look at your lifestyle, and then we make it all come together. For a free quote, give us a call at (800) 254-9164 or head to our site.