Uninsured Drivers

Protecting Yourself Against Uninsured Drivers

The basic idea behind liability car insurance is simple. When you are the cause of an accident, your insurance will pay for the damages. If the opposite party is liable for the accident, that person’s insurance will pay for the damages. Everyone is supposed to have car insurance but sadly because of certain holes in the law, not every driver is insured.

If you get hit by an uninsured driver, you might not be able to collect the money you need to fix your vehicle – unless you have uninsured motorist coverage.

Statistics of Uninsured Motorists

Unfortunately, many people drive without the required insurance. To make matters worse, the number of uninsured motorists is rising.

A study from the Insurance Research Council published in the Insurance Journal found that 13 percent of all drivers were uninsured in 2015. That percentage is up from 12.3 percent in 2010.

It is estimated that 15.2 percent of drivers lack insurance in California. Basically, if a driver hits you, there is over a 15 percent chance that they are not insured and will not have the coverage necessary to pay for the resulting damage and medical bills that result from the accident.

How to Protect Yourself from Uninsured Motorists

Drivers who allow their car insurance to expire do so because they don’t have the money to pay their premiums. If they hit you, they don’t have the insurance coverage that is crucial to cover the damage. Even if you try to sue them, they will not have the money to dish out. Therefore, it’s important to maintain uninsured motorist coverage.

It’s so important, in fact, that many states make uninsured motorist coverage mandatory. According to the Insurance Information Institute, around 20 jurisdictions require drivers to carry uninsured motorist coverage. Other states require insurance companies to offer the coverage and customers are required to accept it.

Most responsible drivers believe they’re accountable for having auto insurance; unfortunately, not everyone is a responsible driver. That’s why this coverage is required in many states. Even if it’s not required, consider protecting yourself and your family with this policy so you can make sure you get back on the road and back to your life quickly.

Contact VIP 360 Insurance today to find a plan that protects you from uninsured motorists. We have the best rates in California and always give everyone the VIP treatment!

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Summer Fun with VIP 360 Insurance

It’s sweet summertime in Los Angeles once again. There are so many exciting things to do and of course, you’ll most likely be driving to from place to place to attend the fun-filled activities the City of Angels has to offer.

Before you hit the roads this summer in LA, it’s time to put on the brakes and make sure that you’re an insured driver. What happens if you don’t have car insurance? Not only are you breaking the law, but a multitude of negative things may occur such as racking up fines up to $2500, jail time, and unexpected auto accidents… Yikes! No one wants to be put in a situation where out of pocket costs could potentially drain your wallet.

The cost of getting auto insurance may be a top concern for you. Auto insurance in California should never be expensive. Calling VIP 360 Insurance to save money on your car insurance this summer would be the smartest move to make. We’ll save you money and provide you the best coverage possible. Based on the information you provide we’ll seek out different companies that provide auto insurance in your area and find you the best rates.

Now that you know where to go to save money on car insurance, it’s time for you to go enjoy all the summertime activities that Los Angeles has to offer. We at VIP 360 Insurance have compiled a short list of suggestions so that you can join in on the summer fun.

Summer Activities in Los Angeles Summer 2018

Hollywood Forever Cemetery Movie Screenings (July 14th-August 26th). If you’re a movie buff, this event is just for you. Cinespia will once again be hosting movies screenings of cult classic films at the Hollywood Forever Cemetery. This is an L.A. rite of passage for many Angelenos that people flock in masses to attend. Cult classic movie favorites such as Casablanca, Almost Famous, and Drive have been shown so far this year. Don’t forget to line up early with your picnic blankets, snacks, booze, and folding chairs to get a good spot! Visit http://cinespia.org/ for times and further info.

Treat yourself to the best Ice Cream in LA. Ice cream is a popular summertime treat when the temperature rises in Los Angeles. Salt & Straw, a Portland-based ice cream company, has become all the rage amongst Angelenos with locations in Venice, Studio City, Arts District, West Hollywood, and Larchmont Village. This artisanal ice cream shop uses only the best “farm to cone” ingredients that are exclusive to Southern California. You can’t go wrong with unique yet robust flavors such as Avocado Strawberry Sherbet, Freckled Woodblock Chocolate, and Almond Brittle.

Enjoy open-air dining at Grand Central Market. Grand Central Market is an open-air food court tucked away in the heart of Downtown L.A. Patrons can choose from a plethora of favorite cuisines such as freshly made pasta from Knead & Co., ramen from Ramen Hood, mouthwatering BBQ from Horse Thief BBQ, and breakfast dishes from Eggslut. Grand Central Market also hosts scheduled events throughout the week such as live music and Drag Queen Bingo.

VIP 360 Insurance is a multi-insurance destination. We provide auto insurance, home insurance and motorcycle insurance in California. We specialize in auto insurance, SR-22, and DUI insurance. Call us for a free quote at 800-254-9164.

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